AE · ISO 13616
United Arab Emirates IBAN — format, length, example & validator
IBANs issued in United Arab Emirates are 23 characters long and begin with the country code AE. Validate a United Arab Emirates IBAN below, or read on for the full structure, an example, and how the MOD 97 check digits work.
Free · client-side · no data uploaded
How a United Arab Emirates IBAN is structured
A United Arab Emirates IBAN is read left to right: a 2-letter ISO 3166 country code (AE), 2 MOD 97 check digits, then a 19-character BBAN. The BBAN is split into 2 fields: 3 digits, 21 digits.
United Arab Emirates IBAN example
A sample United Arab Emirates IBAN that passes all checks (format, length, MOD 97):
How United Arab Emirates IBAN check digits work
The two digits at positions 3–4 are a MOD 97-10 checksum computed from the country code and the BBAN. To verify it, the IBAN is rearranged (BBAN first, country code and check digits last), letters are converted to numbers (A = 10, B = 11, …), and the whole integer is taken mod 97. A valid IBAN has a remainder of 1. This catches any single-digit typo and most transposition errors — which is why a one-character mistake is enough to make a United Arab Emirates IBAN fail validation instantly.
United Arab Emirates IBAN FAQ
- How long is a United Arab Emirates IBAN?
- A United Arab Emirates IBAN is always 23 characters long: 2 letters for the country code (AE), 2 check digits, and a 19-character BBAN. Any United Arab Emirates IBAN that is shorter or longer than 23 characters is invalid.
- What country code does a United Arab Emirates IBAN start with?
- A United Arab Emirates IBAN starts with the ISO 3166 country code AE. The first two characters are always AE, followed by two MOD 97 check digits, then the country-specific BBAN.
- How do I validate a United Arab Emirates IBAN?
- Paste the IBAN into the validator on this page — it checks the character set, the 23-character length, and the MOD 97 check digits, all in your browser. You can also open the full IBAN validator with a United Arab Emirates example pre-filled.
- Does a valid United Arab Emirates IBAN mean the account exists?
- No. Validation only confirms the IBAN is structurally well-formed and the check digits are correct per ISO 13616. It does not verify the account exists, is open, or belongs to anyone. Always confirm with the recipient or their bank before sending money.
⚠️ Validation only checks structure and check digits against ISO 13616. A valid United Arab Emirates IBAN does not guarantee the account exists or is open. Always confirm with the recipient or their bank before initiating a transfer.