IBAN format · NL
Netherlands IBAN format
IBANs issued in Netherlands are 18 characters long and follow the ISO 13616 structure below.
Country code
NL
Total length
18 chars
Check-digit algo
MOD 97-10
ISO 13616 pattern
4!a10!n
4 letters (letters (A–Z)), then 10 digits (digits (0–9))
Structure breakdown
The IBAN is read left to right: a 2-letter country code, 2 check digits, then the country-specific BBAN split into 2 fields.
Country code
ISO 3166 — Netherlands
NL
Check digits
MOD 97-10 checksum
91
BBAN field 1
4 letters · letters (A–Z)
ABNA
BBAN field 2
10 digits · digits (0–9)
0417164300