HR · ISO 13616
Croatia IBAN — format, length, example & validator
IBANs issued in Croatia are 21 characters long and begin with the country code HR. Validate a Croatia IBAN below, or read on for the full structure, an example, and how the MOD 97 check digits work.
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How a Croatia IBAN is structured
A Croatia IBAN is read left to right: a 2-letter ISO 3166 country code (HR), 2 MOD 97 check digits, then a 17-character BBAN. The BBAN is split into 2 fields: 7 digits, 10 digits.
Croatia IBAN example
A sample Croatia IBAN that passes all checks (format, length, MOD 97):
How Croatia IBAN check digits work
The two digits at positions 3–4 are a MOD 97-10 checksum computed from the country code and the BBAN. To verify it, the IBAN is rearranged (BBAN first, country code and check digits last), letters are converted to numbers (A = 10, B = 11, …), and the whole integer is taken mod 97. A valid IBAN has a remainder of 1. This catches any single-digit typo and most transposition errors — which is why a one-character mistake is enough to make a Croatia IBAN fail validation instantly.
Croatia IBAN FAQ
- How long is a Croatia IBAN?
- A Croatia IBAN is always 21 characters long: 2 letters for the country code (HR), 2 check digits, and a 17-character BBAN. Any Croatia IBAN that is shorter or longer than 21 characters is invalid.
- What country code does a Croatia IBAN start with?
- A Croatia IBAN starts with the ISO 3166 country code HR. The first two characters are always HR, followed by two MOD 97 check digits, then the country-specific BBAN.
- How do I validate a Croatia IBAN?
- Paste the IBAN into the validator on this page — it checks the character set, the 21-character length, and the MOD 97 check digits, all in your browser. You can also open the full IBAN validator with a Croatia example pre-filled.
- Does a valid Croatia IBAN mean the account exists?
- No. Validation only confirms the IBAN is structurally well-formed and the check digits are correct per ISO 13616. It does not verify the account exists, is open, or belongs to anyone. Always confirm with the recipient or their bank before sending money.
⚠️ Validation only checks structure and check digits against ISO 13616. A valid Croatia IBAN does not guarantee the account exists or is open. Always confirm with the recipient or their bank before initiating a transfer.