PT · ISO 13616

Portugal IBAN — format, length, example & validator

IBANs issued in Portugal are 25 characters long and begin with the country code PT. Validate a Portugal IBAN below, or read on for the full structure, an example, and how the MOD 97 check digits work.

Valid PT IBAN — passes all checks

Free · client-side · no data uploaded

Country code
PT
Total length
25 chars
Check-digit algo
MOD 97-10
ISO 13616 pattern
4!n4!n11!n2!n
4 digits (digits (0–9)), then 4 digits (digits (0–9)), then 11 digits (digits (0–9)), then 2 digits (digits (0–9))

How a Portugal IBAN is structured

A Portugal IBAN is read left to right: a 2-letter ISO 3166 country code (PT), 2 MOD 97 check digits, then a 21-character BBAN. The BBAN is split into 4 fields: 4 digits, 4 digits, 11 digits, 2 digits.

Country code
ISO 3166 — Portugal
PT
Check digits
MOD 97-10 checksum
27
BBAN field 1
4 digits · digits (0–9)
0123
BBAN field 2
4 digits · digits (0–9)
0123
BBAN field 3
11 digits · digits (0–9)
01234567890
BBAN field 4
2 digits · digits (0–9)
01

Portugal IBAN example

A sample Portugal IBAN that passes all checks (format, length, MOD 97):

Formatted
PT27 0123 0123 0123 4567 8900 1
PT27012301230123456789001

How Portugal IBAN check digits work

The two digits at positions 3–4 are a MOD 97-10 checksum computed from the country code and the BBAN. To verify it, the IBAN is rearranged (BBAN first, country code and check digits last), letters are converted to numbers (A = 10, B = 11, …), and the whole integer is taken mod 97. A valid IBAN has a remainder of 1. This catches any single-digit typo and most transposition errors — which is why a one-character mistake is enough to make a Portugal IBAN fail validation instantly.

Portugal IBAN FAQ

How long is a Portugal IBAN?
A Portugal IBAN is always 25 characters long: 2 letters for the country code (PT), 2 check digits, and a 21-character BBAN. Any Portugal IBAN that is shorter or longer than 25 characters is invalid.
What country code does a Portugal IBAN start with?
A Portugal IBAN starts with the ISO 3166 country code PT. The first two characters are always PT, followed by two MOD 97 check digits, then the country-specific BBAN.
How do I validate a Portugal IBAN?
Paste the IBAN into the validator on this page — it checks the character set, the 25-character length, and the MOD 97 check digits, all in your browser. You can also open the full IBAN validator with a Portugal example pre-filled.
Does a valid Portugal IBAN mean the account exists?
No. Validation only confirms the IBAN is structurally well-formed and the check digits are correct per ISO 13616. It does not verify the account exists, is open, or belongs to anyone. Always confirm with the recipient or their bank before sending money.
Portugal IBAN format →Portugal IBAN example →Open full validator

⚠️ Validation only checks structure and check digits against ISO 13616. A valid Portugal IBAN does not guarantee the account exists or is open. Always confirm with the recipient or their bank before initiating a transfer.