What is the SWIFT code for Banco Bradesco?

The SWIFT/BIC code for Banco Bradesco is BCBBBRSP, identifying the bank's head office in Sao Paulo, Brazil. Use it as the receiver-bank BIC when initiating an international wire transfer.

Is BCBBBRSP an 8- or 11-character SWIFT code?

BCBBBRSP is an 8-character BIC — the bank's primary (head-office) code. An 11-character form would append a branch code (often XXX for the primary office).

Where do I find the SWIFT code for Banco Bradesco?

It is shown on bank statements and in online banking, or you can ask Banco Bradesco directly. You can also decode BCBBBRSP in the SWIFT/BIC lookup on this site. Always confirm the code with the receiving bank before sending funds.

What's the difference between BCBBBRSP and a routing number?

A SWIFT/BIC code identifies a bank for cross-border payments, while a routing number (ABA) is used for domestic US transfers. For an international wire to Banco Bradesco, you need the SWIFT code; for a domestic US transfer you need the routing number.

Bank SWIFT code

Banco Bradesco SWIFT Code — BCBBBRSP

Sao Paulo, Brazil · BIC BCBBBRSP

SWIFT / BIC

BCBBBRSP

Bank code

BCBB

Country

Location

Branch

XXX (primary office)

Head office city

Sao Paulo

BIC length

8 characters (primary office)

What each part of BCBBBRSP means

A SWIFT/BIC code is read left to right in four blocks.

BCBB

Bank code

4 letters — the institution (here, the bank prefix)

Country code

2 letters — ISO 3166 country

Location code

2 characters — city/region; a digit often means a test code

XXX

Branch code

3 characters — XXX marks the primary office

Banco Bradesco branch code information

The bank-specific identifier on this page is the BCBBBRSP BIC base. Its first four characters (BCBB) identify Banco Bradesco; the next two (BR) identify Brazil; and the location block (SP) identifies the registered Sao Paulo office or processing centre. An eight-character BIC can be written as an eleven-character primary-office code by appending XXX: BCBBBRSPXXX. This is the bank's own code pattern, not a generic routing number.

Code form	Meaning for Banco Bradesco	When to use it
BCBBBRSP	Registered Sao Paulo office BIC	Default when the beneficiary gives this code
BCBBBRSPXXX	Primary office form with XXX suffix	Forms that require 11 characters
BCBBBRSP + 3 letters/digits	A specific Banco Bradesco branch BIC	Only after the receiving branch confirms the suffix

Branch suffixes are not safely guessable from a city name. Banks can change branch identifiers, merge offices, or route all inbound wires through a central office. Treat BCBBBRSPXXX as the primary-office example and ask Banco Bradesco or the beneficiary for any other eleven-character suffix.

How to use this SWIFT code

Use BCBBBRSP as the receiver bank SWIFT/BIC code when initiating an international wire transfer to Banco Bradesco. Combine it with the recipient's account number and full name. Double-check the code with Banco Bradesco or the recipient before sending — branch-specific BICs can differ from the head-office code.

How to send an international wire to Banco Bradesco

Ask the beneficiary for their legal name, full address, account number or IBAN, currency, and the exact Banco Bradesco BIC. Keep the original spelling.
Choose an international wire or SWIFT payment in your bank's app. Enter BCBBBRSP in the receiver-bank SWIFT/BIC field; use BCBBBRSPXXX only if the form insists on eleven characters.
Enter the beneficiary account or IBAN without spaces, then provide the bank name (Banco Bradesco), city (Sao Paulo), and country (Brazil) exactly as requested by the sending form.
Select the payment currency and charges option (OUR, SHA, or BEN). Check correspondent-bank instructions for USD, EUR, GBP, or other currencies because the intermediary can differ from the receiver BIC.
Review the confirmation screen character by character. A single wrong BIC letter, country code, account digit, or beneficiary name can trigger a repair, return, or compliance hold.
Save the payment reference and monitor the status. If the transfer is pending, contact the sending bank first with the reference; the receiver can then trace it with Banco Bradesco.

Common Banco Bradesco SWIFT mistakes

Head office is not a branch. The eight-character BIC and its XXX version identify the primary office. A branch-specific suffix must come from the beneficiary or Banco Bradesco; do not invent one from a postcode.

Country letters matter. The country block in this BIC is BR. A visually similar code with another country block belongs to another legal entity and can send a payment down the wrong compliance route.

SWIFT is not an account number. The BIC identifies Banco Bradesco; the IBAN or local account number identifies the customer. Both fields are required for most cross-border payments.

Do not rely on search snippets. Old directories may show a closed branch or an outdated correspondent. Confirm the current code on the beneficiary's statement or directly with Banco Bradesco before releasing funds.

A practical checklist for Banco Bradesco payments

Before submitting, compare the beneficiary's payment instructions with the BIC shown above, then validate the IBAN when the destination country supports IBAN. Check whether your bank needs an intermediary BIC, a purpose-of-payment code, tax information, or a supporting invoice. Keep a copy of the invoice and the transfer receipt. The receiving bank may ask for source-of-funds evidence, especially for a first payment, a large corporate amount, or a transfer involving a restricted currency. These checks are normal and do not mean the BIC is invalid.

Timing depends on currency, correspondent banks, holidays, cut-off times, sanctions screening, and whether the beneficiary details pass automated validation. A correct BIC cannot guarantee same-day delivery. If funds have not arrived after the quoted window, ask the sending bank for a SWIFT payment trace (often an MT103 or equivalent) and give that reference to Banco Bradesco's receiving team.

Receiving money at Banco Bradesco

A beneficiary can usually obtain the correct details from a monthly statement, a bank certificate, or the international-payments screen in online banking. Ask for the bank's legal name rather than a brand nickname, the registered city, the BIC, and the account identifier in the format used by the destination country. If the account is held by a company, request the exact registered name and address; a trading name can fail a name screening check even when the BIC is correct. For a personal account, use the name as printed on the identity document or bank record. Keep diacritics and middle names when the sending form supports them.

The BIC is a routing label, not proof that an account exists. It does not reveal the beneficiary, balance, currency, or branch address. Payment systems combine the BIC with account data, beneficiary details, amount, currency, and a purpose or reference. If a sender has only a bank name, stop and obtain the full instructions before sending. A directory result can be useful for identifying the bank prefix, but it should never be treated as a substitute for an account-specific confirmation. This is especially important when a bank has multiple legal entities in the same country or operates a subsidiary with a similar name.

Fees can be deducted by the sending bank, a correspondent, or the receiving bank. OUR generally asks the sender to cover charges, SHA splits them, and BEN deducts them from the beneficiary's amount; availability varies by bank and currency. Exchange rates are also set by the institutions processing the payment. Before confirming, compare the quoted fee, rate, expected arrival window, and the amount the beneficiary should receive. For recurring invoices, store the verified BIC and beneficiary record in your banking address book, but re-confirm it after a merger, account change, or unusual payment request. Fraudsters often send replacement instructions from a look-alike email address.

When a payment is returned, the reason is often a mismatched name, invalid account format, missing intermediary detail, unsupported currency, or a compliance review. Ask the sending bank for the exact reject or return code and the payment message reference. The beneficiary should ask Banco Bradesco whether the funds reached an internal suspense account and what documents are needed for release. Do not send a second payment until the first one is traced; duplicate wires are difficult to recover and can create a second compliance review. Once the bank confirms the correction, resend only the fields that were wrong and keep the original reference with your records.

All Brazil SWIFT codes Open in SWIFT code lookup →

Banco Bradesco SWIFT code FAQ

What is the SWIFT code for Banco Bradesco?: The SWIFT/BIC code for Banco Bradesco is BCBBBRSP, identifying the bank's head office in Sao Paulo, Brazil. Use it as the receiver-bank BIC when initiating an international wire transfer.
Is BCBBBRSP an 8- or 11-character SWIFT code?: BCBBBRSP is an 8-character BIC — the bank's primary (head-office) code. An 11-character form would append a branch code (often XXX for the primary office).
Where do I find the SWIFT code for Banco Bradesco?: It is shown on bank statements and in online banking, or you can ask Banco Bradesco directly. You can also decode BCBBBRSP in the SWIFT/BIC lookup on this site. Always confirm the code with the receiving bank before sending funds.
What's the difference between BCBBBRSP and a routing number?: A SWIFT/BIC code identifies a bank for cross-border payments, while a routing number (ABA) is used for domestic US transfers. For an international wire to Banco Bradesco, you need the SWIFT code; for a domestic US transfer you need the routing number.

⚠️ BIC data reflects the head-office code from public bank disclosures. Branch-specific SWIFT codes may differ — confirm with Banco Bradesco for exact routing before sending funds.