Bank SWIFT code
Bank of Montreal (BMO)
Toronto, Canada · BIC BOFMCAM2
SWIFT / BIC
BOFMCAM2
Bank code
BOFM
Country
CA
Location
M2
Branch
XXX (primary office)
Head office city
Toronto
BIC length
8 characters (primary office)
What each part of BOFMCAM2 means
A SWIFT/BIC code is read left to right in four blocks.
BOFM
Bank code
4 letters — the institution (here, the bank prefix)
CA
Country code
2 letters — ISO 3166 country
M2
Location code
2 characters — city/region; a digit often means a test code
XXX
Branch code
3 characters — XXX marks the primary office
How to use this SWIFT code
Use BOFMCAM2 as the receiver bank SWIFT/BIC code when initiating an international wire transfer to Bank of Montreal (BMO). Combine it with the recipient's account number and full name. Double-check the code with Bank of Montreal (BMO) or the recipient before sending — branch-specific BICs can differ from the head-office code.
Bank of Montreal (BMO) SWIFT code FAQ
- What is the SWIFT code for Bank of Montreal (BMO)?
- The SWIFT/BIC code for Bank of Montreal (BMO) is BOFMCAM2, identifying the bank's head office in Toronto, Canada. Use it as the receiver-bank BIC when initiating an international wire transfer.
- Is BOFMCAM2 an 8- or 11-character SWIFT code?
- BOFMCAM2 is an 8-character BIC — the bank's primary (head-office) code. An 11-character form would append a branch code (often XXX for the primary office).
- Where do I find the SWIFT code for Bank of Montreal (BMO)?
- It is shown on bank statements and in online banking, or you can ask Bank of Montreal (BMO) directly. You can also decode BOFMCAM2 in the SWIFT/BIC lookup on this site. Always confirm the code with the receiving bank before sending funds.
- What's the difference between BOFMCAM2 and a routing number?
- A SWIFT/BIC code identifies a bank for cross-border payments, while a routing number (ABA) is used for domestic US transfers. For an international wire to Bank of Montreal (BMO), you need the SWIFT code; for a domestic US transfer you need the routing number.
⚠️ BIC data reflects the head-office code from public bank disclosures. Branch-specific SWIFT codes may differ — confirm with Bank of Montreal (BMO) for exact routing before sending funds.