Bank SWIFT code
Raiffeisen Bank International SWIFT Code — RZOOATWW
Vienna, Austria · BIC RZOOATWW
What each part of RZOOATWW means
A SWIFT/BIC code is read left to right in four blocks.
Raiffeisen Bank International branch code information
The bank-specific identifier on this page is the RZOOATWW BIC base. Its first four characters (RZOO) identify Raiffeisen Bank International; the next two (AT) identify Austria; and the location block (WW) identifies the registered Vienna office or processing centre. An eight-character BIC can be written as an eleven-character primary-office code by appending XXX: RZOOATWWXXX. This is the bank's own code pattern, not a generic routing number.
| Code form | Meaning for Raiffeisen Bank International | When to use it |
|---|---|---|
| RZOOATWW | Registered Vienna office BIC | Default when the beneficiary gives this code |
| RZOOATWWXXX | Primary office form with XXX suffix | Forms that require 11 characters |
| RZOOATWW + 3 letters/digits | A specific Raiffeisen Bank International branch BIC | Only after the receiving branch confirms the suffix |
Branch suffixes are not safely guessable from a city name. Banks can change branch identifiers, merge offices, or route all inbound wires through a central office. Treat RZOOATWWXXX as the primary-office example and ask Raiffeisen Bank International or the beneficiary for any other eleven-character suffix.
How to use this SWIFT code
Use RZOOATWW as the receiver bank SWIFT/BIC code when initiating an international wire transfer to Raiffeisen Bank International. Combine it with the recipient's account number (or Austria IBAN) and full name. Double-check the code with Raiffeisen Bank International or the recipient before sending — branch-specific BICs can differ from the head-office code.
How to send an international wire to Raiffeisen Bank International
- Ask the beneficiary for their legal name, full address, account number or IBAN, currency, and the exact Raiffeisen Bank International BIC. Keep the original spelling.
- Choose an international wire or SWIFT payment in your bank's app. Enter
RZOOATWWin the receiver-bank SWIFT/BIC field; useRZOOATWWXXXonly if the form insists on eleven characters. - Enter the beneficiary account or IBAN without spaces, then provide the bank name (Raiffeisen Bank International), city (Vienna), and country (Austria) exactly as requested by the sending form.
- Select the payment currency and charges option (OUR, SHA, or BEN). Check correspondent-bank instructions for USD, EUR, GBP, or other currencies because the intermediary can differ from the receiver BIC.
- Review the confirmation screen character by character. A single wrong BIC letter, country code, account digit, or beneficiary name can trigger a repair, return, or compliance hold.
- Save the payment reference and monitor the status. If the transfer is pending, contact the sending bank first with the reference; the receiver can then trace it with Raiffeisen Bank International.
Common Raiffeisen Bank International SWIFT mistakes
Head office is not a branch. The eight-character BIC and its XXX version identify the primary office. A branch-specific suffix must come from the beneficiary or Raiffeisen Bank International; do not invent one from a postcode.
Country letters matter. The country block in this BIC is AT. A visually similar code with another country block belongs to another legal entity and can send a payment down the wrong compliance route.
SWIFT is not an account number. The BIC identifies Raiffeisen Bank International; the IBAN or local account number identifies the customer. Both fields are required for most cross-border payments.
Do not rely on search snippets. Old directories may show a closed branch or an outdated correspondent. Confirm the current code on the beneficiary's statement or directly with Raiffeisen Bank International before releasing funds.
A practical checklist for Raiffeisen Bank International payments
Before submitting, compare the beneficiary's payment instructions with the BIC shown above, then validate the IBAN when the destination country supports IBAN. Check whether your bank needs an intermediary BIC, a purpose-of-payment code, tax information, or a supporting invoice. Keep a copy of the invoice and the transfer receipt. The receiving bank may ask for source-of-funds evidence, especially for a first payment, a large corporate amount, or a transfer involving a restricted currency. These checks are normal and do not mean the BIC is invalid.
Timing depends on currency, correspondent banks, holidays, cut-off times, sanctions screening, and whether the beneficiary details pass automated validation. A correct BIC cannot guarantee same-day delivery. If funds have not arrived after the quoted window, ask the sending bank for a SWIFT payment trace (often an MT103 or equivalent) and give that reference to Raiffeisen Bank International's receiving team.
Receiving money at Raiffeisen Bank International
A beneficiary can usually obtain the correct details from a monthly statement, a bank certificate, or the international-payments screen in online banking. Ask for the bank's legal name rather than a brand nickname, the registered city, the BIC, and the account identifier in the format used by the destination country. If the account is held by a company, request the exact registered name and address; a trading name can fail a name screening check even when the BIC is correct. For a personal account, use the name as printed on the identity document or bank record. Keep diacritics and middle names when the sending form supports them.
The BIC is a routing label, not proof that an account exists. It does not reveal the beneficiary, balance, currency, or branch address. Payment systems combine the BIC with account data, beneficiary details, amount, currency, and a purpose or reference. If a sender has only a bank name, stop and obtain the full instructions before sending. A directory result can be useful for identifying the bank prefix, but it should never be treated as a substitute for an account-specific confirmation. This is especially important when a bank has multiple legal entities in the same country or operates a subsidiary with a similar name.
Fees can be deducted by the sending bank, a correspondent, or the receiving bank. OUR generally asks the sender to cover charges, SHA splits them, and BEN deducts them from the beneficiary's amount; availability varies by bank and currency. Exchange rates are also set by the institutions processing the payment. Before confirming, compare the quoted fee, rate, expected arrival window, and the amount the beneficiary should receive. For recurring invoices, store the verified BIC and beneficiary record in your banking address book, but re-confirm it after a merger, account change, or unusual payment request. Fraudsters often send replacement instructions from a look-alike email address.
When a payment is returned, the reason is often a mismatched name, invalid account format, missing intermediary detail, unsupported currency, or a compliance review. Ask the sending bank for the exact reject or return code and the payment message reference. The beneficiary should ask Raiffeisen Bank International whether the funds reached an internal suspense account and what documents are needed for release. Do not send a second payment until the first one is traced; duplicate wires are difficult to recover and can create a second compliance review. Once the bank confirms the correction, resend only the fields that were wrong and keep the original reference with your records.
Raiffeisen Bank International SWIFT code FAQ
- What is the SWIFT code for Raiffeisen Bank International?
- The SWIFT/BIC code for Raiffeisen Bank International is RZOOATWW, identifying the bank's head office in Vienna, Austria. Use it as the receiver-bank BIC when initiating an international wire transfer. Austria uses IBANs (20 characters), so include the recipient's IBAN.
- Is RZOOATWW an 8- or 11-character SWIFT code?
- RZOOATWW is an 8-character BIC — the bank's primary (head-office) code. An 11-character form would append a branch code (often XXX for the primary office).
- Where do I find the SWIFT code for Raiffeisen Bank International?
- It is shown on bank statements and in online banking, or you can ask Raiffeisen Bank International directly. You can also decode RZOOATWW in the SWIFT/BIC lookup on this site. Always confirm the code with the receiving bank before sending funds.
- What's the difference between RZOOATWW and a routing number?
- A SWIFT/BIC code identifies a bank for cross-border payments, while a routing number (ABA) is used for domestic US transfers. For an international wire to Raiffeisen Bank International, you need the SWIFT code; for a domestic US transfer you need the routing number.
⚠️ BIC data reflects the head-office code from public bank disclosures. Branch-specific SWIFT codes may differ — confirm with Raiffeisen Bank International for exact routing before sending funds.