Bank SWIFT code
Royal Bank of Canada (RBC)
Toronto, Canada · BIC ROYCCAT2
SWIFT / BIC
ROYCCAT2
Bank code
ROYC
Country
CA
Location
T2
Branch
XXX (primary office)
Head office city
Toronto
BIC length
8 characters (primary office)
What each part of ROYCCAT2 means
A SWIFT/BIC code is read left to right in four blocks.
ROYC
Bank code
4 letters — the institution (here, the bank prefix)
CA
Country code
2 letters — ISO 3166 country
T2
Location code
2 characters — city/region; a digit often means a test code
XXX
Branch code
3 characters — XXX marks the primary office
How to use this SWIFT code
Use ROYCCAT2 as the receiver bank SWIFT/BIC code when initiating an international wire transfer to Royal Bank of Canada (RBC). Combine it with the recipient's account number and full name. Double-check the code with Royal Bank of Canada (RBC) or the recipient before sending — branch-specific BICs can differ from the head-office code.
Royal Bank of Canada (RBC) SWIFT code FAQ
- What is the SWIFT code for Royal Bank of Canada (RBC)?
- The SWIFT/BIC code for Royal Bank of Canada (RBC) is ROYCCAT2, identifying the bank's head office in Toronto, Canada. Use it as the receiver-bank BIC when initiating an international wire transfer.
- Is ROYCCAT2 an 8- or 11-character SWIFT code?
- ROYCCAT2 is an 8-character BIC — the bank's primary (head-office) code. An 11-character form would append a branch code (often XXX for the primary office).
- Where do I find the SWIFT code for Royal Bank of Canada (RBC)?
- It is shown on bank statements and in online banking, or you can ask Royal Bank of Canada (RBC) directly. You can also decode ROYCCAT2 in the SWIFT/BIC lookup on this site. Always confirm the code with the receiving bank before sending funds.
- What's the difference between ROYCCAT2 and a routing number?
- A SWIFT/BIC code identifies a bank for cross-border payments, while a routing number (ABA) is used for domestic US transfers. For an international wire to Royal Bank of Canada (RBC), you need the SWIFT code; for a domestic US transfer you need the routing number.
⚠️ BIC data reflects the head-office code from public bank disclosures. Branch-specific SWIFT codes may differ — confirm with Royal Bank of Canada (RBC) for exact routing before sending funds.