Bank SWIFT code

Sberbank of Russia SWIFT Code — SABRRUMM

Moscow, Russia · BIC SABRRUMM

SWIFT / BIC
SABRRUMM
Bank code
SABR
Country
RU
Location
MM
Branch
XXX (primary office)
Head office city
Moscow
BIC length
8 characters (primary office)

What each part of SABRRUMM means

A SWIFT/BIC code is read left to right in four blocks.

SABR
Bank code
4 letters — the institution (here, the bank prefix)
RU
Country code
2 letters — ISO 3166 country
MM
Location code
2 characters — city/region; a digit often means a test code
XXX
Branch code
3 characters — XXX marks the primary office

Sberbank of Russia branch code information

The bank-specific identifier on this page is the SABRRUMM BIC base. Its first four characters (SABR) identify Sberbank of Russia; the next two (RU) identify Russia; and the location block (MM) identifies the registered Moscow office or processing centre. An eight-character BIC can be written as an eleven-character primary-office code by appending XXX: SABRRUMMXXX. This is the bank's own code pattern, not a generic routing number.

Code formMeaning for Sberbank of RussiaWhen to use it
SABRRUMMRegistered Moscow office BICDefault when the beneficiary gives this code
SABRRUMMXXXPrimary office form with XXX suffixForms that require 11 characters
SABRRUMM + 3 letters/digitsA specific Sberbank of Russia branch BICOnly after the receiving branch confirms the suffix

Branch suffixes are not safely guessable from a city name. Banks can change branch identifiers, merge offices, or route all inbound wires through a central office. Treat SABRRUMMXXX as the primary-office example and ask Sberbank of Russia or the beneficiary for any other eleven-character suffix.

How to use this SWIFT code

Use SABRRUMM as the receiver bank SWIFT/BIC code when initiating an international wire transfer to Sberbank of Russia. Combine it with the recipient's account number and full name. Double-check the code with Sberbank of Russia or the recipient before sending — branch-specific BICs can differ from the head-office code.

How to send an international wire to Sberbank of Russia

  1. Ask the beneficiary for their legal name, full address, account number or IBAN, currency, and the exact Sberbank of Russia BIC. Keep the original spelling.
  2. Choose an international wire or SWIFT payment in your bank's app. Enter SABRRUMM in the receiver-bank SWIFT/BIC field; use SABRRUMMXXX only if the form insists on eleven characters.
  3. Enter the beneficiary account or IBAN without spaces, then provide the bank name (Sberbank of Russia), city (Moscow), and country (Russia) exactly as requested by the sending form.
  4. Select the payment currency and charges option (OUR, SHA, or BEN). Check correspondent-bank instructions for USD, EUR, GBP, or other currencies because the intermediary can differ from the receiver BIC.
  5. Review the confirmation screen character by character. A single wrong BIC letter, country code, account digit, or beneficiary name can trigger a repair, return, or compliance hold.
  6. Save the payment reference and monitor the status. If the transfer is pending, contact the sending bank first with the reference; the receiver can then trace it with Sberbank of Russia.

Common Sberbank of Russia SWIFT mistakes

Head office is not a branch. The eight-character BIC and its XXX version identify the primary office. A branch-specific suffix must come from the beneficiary or Sberbank of Russia; do not invent one from a postcode.

Country letters matter. The country block in this BIC is RU. A visually similar code with another country block belongs to another legal entity and can send a payment down the wrong compliance route.

SWIFT is not an account number. The BIC identifies Sberbank of Russia; the IBAN or local account number identifies the customer. Both fields are required for most cross-border payments.

Do not rely on search snippets. Old directories may show a closed branch or an outdated correspondent. Confirm the current code on the beneficiary's statement or directly with Sberbank of Russia before releasing funds.

A practical checklist for Sberbank of Russia payments

Before submitting, compare the beneficiary's payment instructions with the BIC shown above, then validate the IBAN when the destination country supports IBAN. Check whether your bank needs an intermediary BIC, a purpose-of-payment code, tax information, or a supporting invoice. Keep a copy of the invoice and the transfer receipt. The receiving bank may ask for source-of-funds evidence, especially for a first payment, a large corporate amount, or a transfer involving a restricted currency. These checks are normal and do not mean the BIC is invalid.

Timing depends on currency, correspondent banks, holidays, cut-off times, sanctions screening, and whether the beneficiary details pass automated validation. A correct BIC cannot guarantee same-day delivery. If funds have not arrived after the quoted window, ask the sending bank for a SWIFT payment trace (often an MT103 or equivalent) and give that reference to Sberbank of Russia's receiving team.

Receiving money at Sberbank of Russia

A beneficiary can usually obtain the correct details from a monthly statement, a bank certificate, or the international-payments screen in online banking. Ask for the bank's legal name rather than a brand nickname, the registered city, the BIC, and the account identifier in the format used by the destination country. If the account is held by a company, request the exact registered name and address; a trading name can fail a name screening check even when the BIC is correct. For a personal account, use the name as printed on the identity document or bank record. Keep diacritics and middle names when the sending form supports them.

The BIC is a routing label, not proof that an account exists. It does not reveal the beneficiary, balance, currency, or branch address. Payment systems combine the BIC with account data, beneficiary details, amount, currency, and a purpose or reference. If a sender has only a bank name, stop and obtain the full instructions before sending. A directory result can be useful for identifying the bank prefix, but it should never be treated as a substitute for an account-specific confirmation. This is especially important when a bank has multiple legal entities in the same country or operates a subsidiary with a similar name.

Fees can be deducted by the sending bank, a correspondent, or the receiving bank. OUR generally asks the sender to cover charges, SHA splits them, and BEN deducts them from the beneficiary's amount; availability varies by bank and currency. Exchange rates are also set by the institutions processing the payment. Before confirming, compare the quoted fee, rate, expected arrival window, and the amount the beneficiary should receive. For recurring invoices, store the verified BIC and beneficiary record in your banking address book, but re-confirm it after a merger, account change, or unusual payment request. Fraudsters often send replacement instructions from a look-alike email address.

When a payment is returned, the reason is often a mismatched name, invalid account format, missing intermediary detail, unsupported currency, or a compliance review. Ask the sending bank for the exact reject or return code and the payment message reference. The beneficiary should ask Sberbank of Russia whether the funds reached an internal suspense account and what documents are needed for release. Do not send a second payment until the first one is traced; duplicate wires are difficult to recover and can create a second compliance review. Once the bank confirms the correction, resend only the fields that were wrong and keep the original reference with your records.

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Sberbank of Russia SWIFT code FAQ

What is the SWIFT code for Sberbank of Russia?
The SWIFT/BIC code for Sberbank of Russia is SABRRUMM, identifying the bank's head office in Moscow, Russia. Use it as the receiver-bank BIC when initiating an international wire transfer.
Is SABRRUMM an 8- or 11-character SWIFT code?
SABRRUMM is an 8-character BIC — the bank's primary (head-office) code. An 11-character form would append a branch code (often XXX for the primary office).
Where do I find the SWIFT code for Sberbank of Russia?
It is shown on bank statements and in online banking, or you can ask Sberbank of Russia directly. You can also decode SABRRUMM in the SWIFT/BIC lookup on this site. Always confirm the code with the receiving bank before sending funds.
What's the difference between SABRRUMM and a routing number?
A SWIFT/BIC code identifies a bank for cross-border payments, while a routing number (ABA) is used for domestic US transfers. For an international wire to Sberbank of Russia, you need the SWIFT code; for a domestic US transfer you need the routing number.

⚠️ BIC data reflects the head-office code from public bank disclosures. Branch-specific SWIFT codes may differ — confirm with Sberbank of Russia for exact routing before sending funds.