IT · ISO 13616

Italy IBAN — format, length, example & validator

IBANs issued in Italy are 27 characters long and begin with the country code IT. Validate a Italy IBAN below, or read on for the full structure, an example, and how the MOD 97 check digits work.

Valid IT IBAN — passes all checks

Free · client-side · no data uploaded

Country code
IT
Total length
27 chars
Check-digit algo
MOD 97-10
ISO 13616 pattern
1!a5!n5!n12!c
1 letter (letters (A–Z)), then 5 digits (digits (0–9)), then 5 digits (digits (0–9)), then 12 characters (alphanumeric (A–Z, 0–9))

How a Italy IBAN is structured

A Italy IBAN is read left to right: a 2-letter ISO 3166 country code (IT), 2 MOD 97 check digits, then a 23-character BBAN. The BBAN is split into 4 fields: 1 letter, 5 digits, 5 digits, 12 characters.

Country code
ISO 3166 — Italy
IT
Check digits
MOD 97-10 checksum
60
BBAN field 1
1 letter · letters (A–Z)
X
BBAN field 2
5 digits · digits (0–9)
05428
BBAN field 3
5 digits · digits (0–9)
11101
BBAN field 4
12 characters · alphanumeric (A–Z, 0–9)
000000123456

Italy IBAN example

A sample Italy IBAN that passes all checks (format, length, MOD 97):

Formatted
IT60 X054 2811 1010 0000 0123 456
IT60X0542811101000000123456

How Italy IBAN check digits work

The two digits at positions 3–4 are a MOD 97-10 checksum computed from the country code and the BBAN. To verify it, the IBAN is rearranged (BBAN first, country code and check digits last), letters are converted to numbers (A = 10, B = 11, …), and the whole integer is taken mod 97. A valid IBAN has a remainder of 1. This catches any single-digit typo and most transposition errors — which is why a one-character mistake is enough to make a Italy IBAN fail validation instantly.

Italy IBAN FAQ

How long is a Italy IBAN?
A Italy IBAN is always 27 characters long: 2 letters for the country code (IT), 2 check digits, and a 23-character BBAN. Any Italy IBAN that is shorter or longer than 27 characters is invalid.
What country code does a Italy IBAN start with?
A Italy IBAN starts with the ISO 3166 country code IT. The first two characters are always IT, followed by two MOD 97 check digits, then the country-specific BBAN.
How do I validate a Italy IBAN?
Paste the IBAN into the validator on this page — it checks the character set, the 27-character length, and the MOD 97 check digits, all in your browser. You can also open the full IBAN validator with a Italy example pre-filled.
Does a valid Italy IBAN mean the account exists?
No. Validation only confirms the IBAN is structurally well-formed and the check digits are correct per ISO 13616. It does not verify the account exists, is open, or belongs to anyone. Always confirm with the recipient or their bank before sending money.
Italy IBAN format →Italy IBAN example →Open full validator

⚠️ Validation only checks structure and check digits against ISO 13616. A valid Italy IBAN does not guarantee the account exists or is open. Always confirm with the recipient or their bank before initiating a transfer.