Bank SWIFT code
BDO Unibank
Manila, Philippines · BIC BNORPHMM
SWIFT / BIC
BNORPHMM
Bank code
BNOR
Country
PH
Location
MM
Branch
XXX (primary office)
Head office city
Manila
BIC length
8 characters (primary office)
What each part of BNORPHMM means
A SWIFT/BIC code is read left to right in four blocks.
BNOR
Bank code
4 letters — the institution (here, the bank prefix)
PH
Country code
2 letters — ISO 3166 country
MM
Location code
2 characters — city/region; a digit often means a test code
XXX
Branch code
3 characters — XXX marks the primary office
How to use this SWIFT code
Use BNORPHMM as the receiver bank SWIFT/BIC code when initiating an international wire transfer to BDO Unibank. Combine it with the recipient's account number and full name. Double-check the code with BDO Unibank or the recipient before sending — branch-specific BICs can differ from the head-office code.
BDO Unibank SWIFT code FAQ
- What is the SWIFT code for BDO Unibank?
- The SWIFT/BIC code for BDO Unibank is BNORPHMM, identifying the bank's head office in Manila, Philippines. Use it as the receiver-bank BIC when initiating an international wire transfer.
- Is BNORPHMM an 8- or 11-character SWIFT code?
- BNORPHMM is an 8-character BIC — the bank's primary (head-office) code. An 11-character form would append a branch code (often XXX for the primary office).
- Where do I find the SWIFT code for BDO Unibank?
- It is shown on bank statements and in online banking, or you can ask BDO Unibank directly. You can also decode BNORPHMM in the SWIFT/BIC lookup on this site. Always confirm the code with the receiving bank before sending funds.
- What's the difference between BNORPHMM and a routing number?
- A SWIFT/BIC code identifies a bank for cross-border payments, while a routing number (ABA) is used for domestic US transfers. For an international wire to BDO Unibank, you need the SWIFT code; for a domestic US transfer you need the routing number.
⚠️ BIC data reflects the head-office code from public bank disclosures. Branch-specific SWIFT codes may differ — confirm with BDO Unibank for exact routing before sending funds.