Bank SWIFT code

Habib Bank Limited (HBL)

Karachi, Pakistan · BIC HABBPKKA

SWIFT / BIC
HABBPKKA
Bank code
HABB
Country
PK
Location
KA
Branch
XXX (primary office)
Head office city
Karachi
BIC length
8 characters (primary office)

What each part of HABBPKKA means

A SWIFT/BIC code is read left to right in four blocks.

HABB
Bank code
4 letters — the institution (here, the bank prefix)
PK
Country code
2 letters — ISO 3166 country
KA
Location code
2 characters — city/region; a digit often means a test code
XXX
Branch code
3 characters — XXX marks the primary office

How to use this SWIFT code

Use HABBPKKA as the receiver bank SWIFT/BIC code when initiating an international wire transfer to Habib Bank Limited (HBL). Combine it with the recipient's account number and full name. Double-check the code with Habib Bank Limited (HBL) or the recipient before sending — branch-specific BICs can differ from the head-office code.

All Pakistan SWIFT codesDecode this BIC in lookup →

Habib Bank Limited (HBL) SWIFT code FAQ

What is the SWIFT code for Habib Bank Limited (HBL)?
The SWIFT/BIC code for Habib Bank Limited (HBL) is HABBPKKA, identifying the bank's head office in Karachi, Pakistan. Use it as the receiver-bank BIC when initiating an international wire transfer.
Is HABBPKKA an 8- or 11-character SWIFT code?
HABBPKKA is an 8-character BIC — the bank's primary (head-office) code. An 11-character form would append a branch code (often XXX for the primary office).
Where do I find the SWIFT code for Habib Bank Limited (HBL)?
It is shown on bank statements and in online banking, or you can ask Habib Bank Limited (HBL) directly. You can also decode HABBPKKA in the SWIFT/BIC lookup on this site. Always confirm the code with the receiving bank before sending funds.
What's the difference between HABBPKKA and a routing number?
A SWIFT/BIC code identifies a bank for cross-border payments, while a routing number (ABA) is used for domestic US transfers. For an international wire to Habib Bank Limited (HBL), you need the SWIFT code; for a domestic US transfer you need the routing number.

⚠️ BIC data reflects the head-office code from public bank disclosures. Branch-specific SWIFT codes may differ — confirm with Habib Bank Limited (HBL) for exact routing before sending funds.